OFX to CSV Converter — Free online
OFX is a file format, not a document — there is no way to read one without software that imports it. This turns one into a CSV you can open anywhere: date, description, reference, money out and money in, with every date written year first so a spreadsheet sorts them correctly.
An OFX opened as a spreadsheet, with the payee text put back together.
The full payee, not the first 32 characters
OFX limits <NAME> to 32 characters and the rest goes in <MEMO>. Reading only NAME truncates every long payee; both are read and rejoined.
Debits and credits in separate columns
Easier to total, easier to filter, and it removes any question about what a bare number means.
No balance invented
An OFX states one closing balance and no running one. Calculating a balance column backwards from it would produce numbers your bank never printed, so the column stays empty and the closing figure is reported separately.